The 31-year-old, who emigrated to Dubai, was banged up for five years for conspiracy to commit fraud, while her 62-year-old mother, who still lived in Blackpool, was handed a three-year sentence.
They were sentenced at Southwark Crown Court on Friday.
Moorcroft was arrested in February 2015 at her home in Blackpool on suspicion of fraud.
De Cruz was arrested on suspicion of fraud as she entered the UK from Dubai in May 2016.
Following a ten-day trial at Southwark Crown Court, the jury found the pair guilty.
They were subsequently released on bail to returned on Friday for sentencing.
The proceeds of this fraud have never been recovered.
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